{"id":2034,"date":"2025-03-29T16:49:06","date_gmt":"2025-03-29T16:49:06","guid":{"rendered":"https:\/\/execor.vamtam.com\/?page_id=2034"},"modified":"2026-04-16T19:26:18","modified_gmt":"2026-04-16T19:26:18","slug":"termes-et-conditions","status":"publish","type":"page","link":"https:\/\/solutionsplanifiees.ca\/fr\/termes-et-conditions\/","title":{"rendered":"Termes et conditions"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2034\" class=\"elementor elementor-2034\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bdb515c e-flex e-con-boxed e-con e-parent\" data-id=\"bdb515c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7b882be e-con-full e-flex e-con e-child\" data-id=\"7b882be\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-83d57be elementor-widget elementor-widget-menu-anchor\" data-id=\"83d57be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"avis-de-divulgation\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c54b448 e-con-full e-flex e-con e-child\" data-id=\"c54b448\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b7a0c63 elementor-widget elementor-widget-heading\" data-id=\"b7a0c63\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Avis de divulgation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a942191 elementor-widget elementor-widget-image\" data-id=\"a942191\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"456\" height=\"84\" src=\"https:\/\/solutionsplanifiees.ca\/wp-content\/uploads\/2026\/04\/investia-logo-fr.png\" class=\"attachment-medium_large size-medium_large wp-image-991333\" alt=\"Logo investia\" srcset=\"https:\/\/solutionsplanifiees.ca\/wp-content\/uploads\/2026\/04\/investia-logo-fr.png 456w, https:\/\/solutionsplanifiees.ca\/wp-content\/uploads\/2026\/04\/investia-logo-fr-300x55.png 300w\" sizes=\"(max-width: 456px) 100vw, 456px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"vamtam-has-theme-widget-styles elementor-element elementor-element-4bb6ad0 elementor-widget elementor-widget-text-editor\" data-id=\"4bb6ad0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Les fonds communs de placement et certificats de placements garantis sont offerts par l\u2019interm\u00e9diaire des repr\u00e9sentants inscrits aupr\u00e8s d\u2019Investia Services financiers inc. et des autorit\u00e9s r\u00e8glementaires provinciales applicables. Les renseignements pr\u00e9sent\u00e9s ont \u00e9t\u00e9 obtenus de sources que nous estimons fiables mais ils ne sont pas garantis par nous et peuvent \u00eatre incomplets. Les opinions expos\u00e9es n\u2019ont pas \u00e9t\u00e9 approuv\u00e9es et ne sont pas endoss\u00e9es par Investia Services Financiers Inc. Le pr\u00e9sent site Web ne doit pas \u00eatre utilis\u00e9 \u00e0 des fins de sollicitation dans un territoire o\u00f9 ce repr\u00e9sentant d\u2019Investia n\u2019est pas inscrit.<\/p><p>Les placements en fonds communs de placement peuvent donner lieu \u00e0 des commissions, des commissions de suivi, des frais de gestion et d\u2019autres frais. Veuillez lire attentivement l\u2019aper\u00e7u du fonds ou le prospectus avant de faire un placement. Les placements dans des fonds communs de placement ne sont pas garantis, leur valeur fluctue souvent et leur rendement pass\u00e9 n&rsquo;est pas indicatif de leur rendement futur.<\/p><p>Les produits d\u2019assurance et de fonds distincts sont offerts par l\u2019interm\u00e9diaire de Lafond services financiers Inc. Sous r\u00e9serve de toute garantie applicable \u00e0 la prestation de d\u00e9c\u00e8s, toute partie de la prime, ou toute autre somme affect\u00e9e \u00e0 un fonds distinct, est investie au risque du titulaire de la police et sa valeur peut augmenter ou diminuer selon les fluctuations de la valeur marchande de l\u2019actif du fonds distinct.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"vamtam-has-theme-widget-styles elementor-element elementor-element-252e625 elementor-widget elementor-widget-text-editor\" data-id=\"252e625\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Protection des renseignements personnels :<\/strong><\/p><p><a href=\"https:\/\/ia.ca\/politique-protection-renseignements-personnels\" target=\"_blank\" rel=\"noopener\">https:\/\/ia.ca\/politique-protection-renseignements-personnels<\/a><\/p><p><strong>L\u00e9gal et conformit\u00e9 :<\/strong><\/p><p><a href=\"https:\/\/investia.ca\/fr\/legal-and-compliance\" target=\"_blank\" rel=\"noopener\">https:\/\/investia.ca\/fr\/legal-and-compliance<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6afdda3 e-con-full e-flex e-con e-child\" data-id=\"6afdda3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f2bcfa0 elementor-widget elementor-widget-html\" data-id=\"f2bcfa0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!-- Start CookieYes cookie policy -->\n<script id=\"cky-cookie-policy\" type=\"text\/javascript\" src=\"https:\/\/cdn-cookieyes.com\/client_data\/977b3e2fd898275d8dae3f8b0418cab4\/cookie-policy\/script.js\"><\/script>\n<!-- End CookieYes cookie policy -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-405af89 e-con-full e-flex e-con e-child\" data-id=\"405af89\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-697cf92 elementor-widget elementor-widget-heading\" data-id=\"697cf92\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Politique de confidentialit\u00e9<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"vamtam-has-theme-widget-styles elementor-element elementor-element-0beb731 elementor-widget elementor-widget-text-editor\" data-id=\"0beb731\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Responsable de la protection des donn\u00e9es Pour toute question relative \u00e0 la protection de vos renseignements personnels, vous pouvez communiquer avec St\u00e9phane Perreault \u00e0 l\u2019adresse suivante : <a href=\"mailto:service@solutionsplanifiees.ca\">service@solutionsplanifiees.ca.<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Avis de divulgation Les fonds communs de placement et certificats de placements garantis sont offerts par l\u2019interm\u00e9diaire des repr\u00e9sentants inscrits aupr\u00e8s d\u2019Investia Services financiers inc. et des autorit\u00e9s r\u00e8glementaires provinciales applicables. Les renseignements pr\u00e9sent\u00e9s ont \u00e9t\u00e9 obtenus de sources que nous estimons fiables mais ils ne sont pas garantis par nous et peuvent \u00eatre incomplets&#8230;.<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2034","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Termes et conditions | Solutions planifi\u00e9es<\/title>\n<meta name=\"description\" content=\"Veuillez lire nos conditions g\u00e9n\u00e9rales pour prendre connaissance des r\u00e8gles, des droits et des responsabilit\u00e9s li\u00e9s \u00e0 l&#039;utilisation de notre site web ou de nos services.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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